We know you have credit problems. Almost everybody does. Your particular problems may be serious, or they may just be annoying, but the bottom line is: if you've got negative items on your credit report, then you are suffering.
The good news is: all these items can be fixed permanently. Although we can't legally guarantee that all your negative credit items will be removed, we can say that if you're credit isn't improved, we'll refund 100% of your program fee.
It's easy, inexpensive, and, best of all, effective. Hundreds of thousands of people have fixed their credit with the proper information.. Why not you? Call to learn more about our unique program.
The Big Lie The biggest myth about credit repair is that you can easily do it all yourself. Credit bureaus want you to believe this because they know you can't achieve the same results as a professional credit restorer. This benefits them, but can only hurt you.
The truth is, you CAN do it yourself. You can also perform brain surgery on yourself, though it probably wouldn't be wise. It's also not wise to attempt to correct your own credit file without the proper information.
Bad credit can cost you thousands of dollars per year. Good credit can save you thousands of dollars per year. With good credit, a whole world of opportunity opens up to you. You can buy homes, qualify for low-interest and no-interest credit offers, and get the best terms on financing for cars, boats . . . anything!
The Truth About Credit Repair Companies Many "credit repair" companies claim to remove negative credit with the flick of a wrist. Their advertisements make bold assertions and guarantees: "Bankruptcy, tax liens, judgments... no problem!! One hundred percent guaranteed!! Credit report 100% cleared in 30 days!!" Can they really make such sweeping promises?
The answer is “yes and no.” They can guarantee your money back if they don't perform, but they can't 100% guarantee that your credit will be repaired perfectly. That's not always possible. No credit repair company is so good that it can guarantee a specific outcome. It would be like a defense lawyer guaranteeing that the jury will find his client innocent. A guarantee where the credit repair company promises a refund if certain results don't occur is a better, more realistic claim.
While many of these companies are outright frauds, others are not frauds and they use the dispute process to obtain impressive results. In fact, they delete thousands of negative credit listings every day, regardless of whether or not the listings are technically accurate.
Working within the credit bureau maze requires substantial background knowledge - knowledge it takes credit repair companies years to learn. In fact, U.S. District Court Judge J. Wexler entered the following legal opinion in the Federal Supplement. "Since allowing third parties to assist consumers will likely lead to the expedited correction of credit reports, it will further the purposes of the [Fair Credit Reporting] Acts."
So, can credit repair companies really guarantee results? Not surprisingly, the credit bureaus have declared war against the credit repair companies and those selling instruction on how to do-it-yourself. The bureaus lambaste credit repair companies in the media and send anti-credit repair literature to anyone whom they suspect of using credit repair services. The bureaus boldly deny that accurate information can be removed from a credit report.
Some time ago, a couple in the Northwestern United States who were using the services of a legitimate credit repair company, received a scathing letter from their local credit bureau. The letter berated them for relying on the "unethical" methods of credit repair, and pointed out how all their efforts had come to nothing. "As you can see," the letter advised, "your credit reports remain unchanged." The couple was bewildered because almost all of their many negative credit listings, including a bankruptcy, had long since been deleted.
The simple truth The simple truth is that you do not have to endure bad credit for seven to ten years. It is possible to restore creditworthiness within a much shorter time. However you decide to address your credit challenges, realize that regardless of what you may hear in the news media, thousands before you have sought help and restored their credit. They can show you their homes, cars, and credit cards. Despite the newspaper articles, TV reports, and other credit bureau propaganda to the contrary, the simple truth remains: your credit can be restored.
And the best way, by far, that we have found, is available only for customers of the Consumer Information Bureau. To find out more, call today, at 1-800-535-1255.